I generally think of redemption in regard to reclaiming items that have been pawned, but redeeming often refers to deliverance and rescue. Maybe I should focus on how I'm using the word. Is it a valuable item I need to get back? Or does is refer to release from personal sin?
When I analyze the situation, I find that sin is the factor that put us in jeopardy. We become debtors in the grip of sin until Jesus pays for our redemption. His blood is the price of our release from the grip of Satan. For this glorious sacrifice Jesus requires only our faith; we must believe in him without any work or promise of payment. We don't have to make converts or raise money; We only have to believe in his life and his message.
Is it too easy? Do we want to show how good we are? We sometimes feel we need to deserve salvation, but Jesus "died for us when we were yet sinners." There is nothing we can do to deserve his grace. It is free and available to all who believe. Only believe.
Maybe we need to repeat the first lessons and understand the words. Just come to him and believe what he says to you. Just believe.